1. Apply online
Complete the online application to join or switch to the AMP KiwiSaver Scheme with promo-code MOVE. Valid from 1 April until 12 December 2025.
2. Be 18 or over when you apply
Offer only available to people aged 18 or over.
3. Get $100 on us
Once you've joined, we'll send you a $100 Giftpay gift card.
Terms and conditions
AMP KiwiSaver Scheme - AMP "MOVE" Promotion
Terms and Conditions (Updated: 19 December 2024)
Introduction
1. These terms and conditions (Terms) apply to the “$100 MOVE” promotion (the Promotion) and run from 1 April 2024 to 12 December 2025 (the Promotion Period). By participating in the Promotion, you agree to these Terms.2. The Promotion is being offered by AMP Services (NZ) Limited (AMP), with registered offices at 29 Customs Street West, Auckland 1010, New Zealand.
3. In these Terms “you” or “your” refers to the reader or participant in the Promotion.
What’s the offer?
4. If an Eligible Person successfully applies to join the AMP KiwiSaver Scheme between 1 April 2024 to 12 December 2025 and uses the promo code “MOVE” in the AMP KiwiSaver Scheme online application form they will receive a $100 NZD GiftPay digital giftcard.Who is eligible for the Promotion?
5. To be eligible for the Promotion you must:i. successfully apply online to join or switch to the AMP KiwiSaver Scheme during the Promotion Period;
ii. use the ‘MOVE" promo code in your online application;
iii. have not joined the AMP KiwiSaver Scheme through an external or workplace adviser, or via an Enterprise Partnership;
iv. are not already a member of the AMP KiwiSaver Scheme as at 1 April 2024; and
v. are aged 18 or over at the time at which they submit their application to join the AMP KiwiSaver Scheme.
Other terms and conditions
6. The digital giftcard will not be paid as cash or otherwise redeemed in any other way and it is not exchangeable or negotiable, nor is it transferable to any other person7. AMP may in its absolute discretion and for any reason, accept, reject or postpone the processing of any application for membership of the AMP KiwiSaver Scheme. The AMP KiwiSaver Scheme terms and conditions apply to applications for membership of the AMP KiwiSaver Scheme.
8. You have a choice of retailers to redeem the digital gift card which can be found here and the terms and conditions of the chosen retailer applies to the use of the digital gift card
9. AMP may, in its absolute discretion and for any reason whatsoever, accept, reject or postpone the processing of any application for membership of the AMP KiwiSaver Scheme. The AMP KiwiSaver Scheme terms and conditions apply to applications for membership of the AMP KiwiSaver Scheme. AMP will refund any funds received in respect of rejected applications as soon as practicable, without any interest applied to those funds.
10. AMP reserves the right to extend, change or terminate this Promotion or change these Terms at any time and in its complete discretion. Any revision to these Terms will apply to all applications for membership of the AMP KiwiSaver Scheme submitted after the date the revised Terms were published.
11. If AMP determines in its sole discretion that you have failed to comply with these Terms in any way, AMP may take any action it considers appropriate, including cancelling the digital giftcard, and excluding you from further participation in this Promotion or any future similar promotions AMP may run.
12. In respect of any dispute regarding the Promotion or the payment of the digital giftcard to an Eligible Person, AMP’s decision is final.
13. By taking part in the Promotion, you acknowledge that in making this Promotion available to you, AMP has not made any recommendations and has not given any opinions or financial advice as to the suitability of the AMP KiwiSaver Scheme or any if its funds for you (unless you have asked for and received financial advice from one of our Financial Advisers). The information provided in relation to the Promotion is of a general nature and does not constitute financial or other professional advice. You should make your own assessment about whether becoming a member of the AMP KiwiSaver Scheme is suitable for you and seek professional financial advice if you are unsure. Before taking any action you should always seek financial advice or other professional advice relevant to your personal circumstances. For financial advice, we recommend you contact your Adviser.
14. While care has been taken to ensure that the information provided in relation to the Promotion is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.
15. AMP, its agents and employees, and any companies related to AMP including AMP Wealth Management New Zealand Limited, are not liable to any person for any loss, damage or liability whatsoever arising from or in conjunction with this Promotion.
16. No claim may be made against AMP, its agents and employees, and any companies related to AMP including AMP Wealth Management New Zealand Limited, in connection with any extension, change or termination AMP may make to any of the Terms of this Promotion.
17. All personal information that you provide to AMP when you apply to join the AMP KiwiSaver Scheme (in order to become an Eligible Person of this Promotion) will be collected, stored and used in accordance with the Terms and Conditions of the AMP KiwiSaver Scheme.
18. This promotional offer is not valid in conjunction with any other gift-with-purchase offers or discounts.
I’d like a little help from a real person who knows their stuff. Help!
If this all seems a little overwhelming and you’d like a little help, you can book a call with one of our friendly Retirement Specialists.
Alternatively you can give us a call on 0800 267 5494 and we’ll connect you to the team.
What else should I consider when joining a KiwiSaver provider?
Can I change my mind?
Yes!Even if you do decide to change KiwiSaver providers, there is nothing stopping you changing your mind later.
You can decide to change your KiwiSaver provider at any time, but you can only be with one provider at a time.
As your new KiwiSaver provider, AMP will arrange for your savings to be transferred from your old KiwiSaver scheme to your new one with AMP.
After the transfer is complete, we will notify you.
The process normally takes about two weeks.
Keep in mind your old KiwiSaver provider may charge you a transfer fee (but we don’t charge for new transfers into the AMP KiwiSaver Scheme). You can check this by looking at your old KiwiSaver provider’s Product Disclosure Statement (which you will find on their website).
Consider what you may give up
You might find there are benefits associated with changing your KiwiSaver provider, like more fund options, services such as more help with your investment choices, and tools and online apps.But sometimes there are downsides and we want to help you understand what some of those things are before you decide to change your KiwiSaver provider.
• Impact
Make sure that your KiwiSaver is invested in things that you care about (and not in things you disagree with). There’s more than $100 billion invested through KiwiSaver. This money is owned by all of us, and is invested to build our savings for the future. But these investments can often contradict our values. At AMP we’re focused on investing our members’ money sustainably through the AMP-branded funds, to help build a future we can be proud of and an environment we can thrive in. Find out more about sustainable investing at AMP• Fund choice
When it comes to choosing the fund (or funds) you want to invest in with a new KiwiSaver provider, take a look at the different fund features that are available to you. KiwiSaver members choose which type of fund (or funds) they put their money into. Some funds are considered higher risk, which generally means higher potential returns over time, but with more ups and downs along the way and a greater possibility of a negative return. Others are considered lower risk, which typically deliver more consistent yet lower returns, with smaller ups and downs along the way. It’s important to be in a fund that suits your needs and your risk appetite. At AMP we’ve got over 20 funds to choose from. In fact, you can choose to be in up to 7 funds at a time (at no extra charge) Or, you can choose an investment plan that automatically updates your fund as life moves on - and if that just feels a bit too much, we’ve got helpful tools to help you figure out what kind of fund suits you best.• Service and Support
Does your current provider offer services that the one you are thinking of joining doesn't? Each KiwiSaver provider has its own level of customer service, communication, online tools, and access to expert advisers and fund managers. It’s important you’re with a provider who gives you what you want. Here at AMP we have a team of people who can help you from simple requests to concise financial advice. We feel it’s important that you have a provider who is there to give you the help and guidance that you need.• Access
Your current provider may have great online tools and resources to help you with your KiwiSaver. With MyAMP, members can view account balances and recent transactions, see how investments are performing, change funds and make extra contributions, and if you’d prefer to talk to a real person – we do that too!• Fees
Keep an eye on your fees to make sure you’re paying fees that you feel are fair. Your current KiwiSaver provider might be cheaper because it charges lower fees. Our sustainably invested, AMP-branded funds are now down to 0.77%. We’re totally transparent in what we charge – take a look here to see all our funds and their fees.• Investment performance
Maybe your current provider has had better returns meaning your balance grew faster than it would have with the provider you are considering. Remember that past performance is no guarantee of future returns, and that returns over different periods may differ.With AMP you don’t have to compromise on your returns when you choose to invest sustainably. Find out more here
• Extras
Sometimes KiwiSaver providers offer other benefits to their customers, like exclusive member only discounts, which require you to remain a member with them if you want to keep these benefits. So, make sure you know what (if anything) you’re giving away by switching providers. Here at AMP, our KiwiSaver members get discounted insurance among other things, take a look at our Member Benefits for more information.How does the application process work?
1. Apply Online
Our online application form makes it quick and easy. We offer a little help with choosing the right fund within the form, allowing you use our fund selector tool if you want to. Whether you are new to KiwiSaver or switching schemes from another provider - click here to join with this MOVE dealRemember to apply by 12 December 2025. T&Cs apply.
2. We take care of the set up
We take care of the set-up of your new AMP KiwiSaver Scheme account once we have your details confirmed (and made sure you’re you). If you are currently with another KiwiSaver provider and you are transferring to the AMP KiwiSaver Scheme, we will let the Inland Revenue Department (IRD) know and the transfer process will begin.
Once your current KiwiSaver provider has sent us your funds and the IRD have confirmed you’re now with AMP, we’ll send you a welcome pack and an email to confirm the details.
This usually takes a few weeks so just sit back and relax.