Third party, fire and theft
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Key benefits of third party car insurance
Damage by fire & theft
If your car is damaged by fire, stolen, or attempted to be stolen, we cover up to the market value of the car or the amount covered in your policy, whichever is less.
Hire car after theft
Automatically included as part of your insurance cover, we'll reimburse you the reasonable costs of hiring a car for up to 14 days to help you get around while your claim is settled on the insured car.
Locks and keys
If your keys are lost or stolen, you'll get up to $1,000 cover towards their replacement and the recoding of locks in your car.
Legal Liability
Cover for you, or anyone you authorise to drive your car, for legal liability for loss or damage caused by your car to another person’s property.
Transport to/from repairer
Provided you can get your car to one of our repairers, we cover the reasonable transport costs for you to get back home after dropping your car off to get repaired and then back again to collect it when it’s fixed.
What our third party car insurance policy includes
Our third party fire and theft car insurance provides cover for your vehicle against fire and theft, plus cover for damage to someone else’s vehicle or property caused by your car.
If your car is damaged by a driver who is uninsured, your repairs will be covered, subject to limits in your policy.
The work of approved repairers, quality of materials and workmanship is guaranteed for as long as you own the vehicle.
Cover if your car is stolen or damaged by fire – up to a maximum of: Everyday Plus – the amount covered in your policy schedule. Third Party Fire and Theft - the market value of the car or the amount covered in your policy schedule, whichever is less.
Cover for you or anyone you authorise to drive your car for legal liability for loss or damage caused by your car to another person’s car or property.
If your car keys are stolen, you’ll have cover for replacement and the cost of recoding the locks in your car.
Reasonable costs of hiring a car for up to 14 days to help you get around while your claim is settled.
If your car has been stolen or damaged, you’ll have cover for the reasonable costs for emergency repairs, travel, and accommodation costs if you’re more than 100km from home (up to $500).
Reasonable transport costs for you to get back home after you drop your car at a mechanic and then back again to collect it when it’s fixed.
If you replace your car with another car and let us know within 14 days of getting the replacement, you can usually insure the replacement under the same policy. Additional premium may be payable.
Reasonable costs to tow and store your car if it is damaged and it is not roadworthy or safe to drive, or it needs to be held in storage.
Optional extra benefits
An optional benefit under third party fire and theft car insurance, excess-free windscreen and glass replacement or repair.
This is a summary only. See the policy document for the full list of benefits, terms and conditions for this cover.
Compare car insurance cover with Everyday Plus or Third Party Property Damage.
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AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.