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Insurance Guide

Install EV Charger at Home: A Comprehensive Guide

One of the pleasures of being an EV owner is that you can 'refuel' your car at home, and at a fraction of the cost of filling it with petrol or diesel. While public charging infrastructure is already significant and only growing in New Zealand, home charging is by far the most common and most economical way to charge your electric car.

In this guide, we'll walk you through all you need to know about EV chargers: the types, the costs, and how to install one in your home.

Types of EV chargers


The most common way to categorise EV chargers is by charging speed and power output:

  • Level 1 (slow charging): These are the traditional slow chargers that most EV owners will have in their homes. They connect to standard 230V power to produce an output of 2-3 kW, which charges a standard car in 8-12 hours. 
  • Level 2 (fast charging): These chargers can be installed either at home or as part of a public charging station. They require a higher voltage outlet and can produce 7-22 kW, which can charge a standard EV in 4-8 hours. 
  • Level 3 (rapid/ultra-rapid charging): Producing 100+ kW, ultra-rapid chargers are found almost exclusively at public charging stations and can charge an EV battery to 80% in as little as 30 minutes. 


Regarding home use, Level 1 wall-mounted chargers are usually more than enough, as you can plug them in when you get home from work and charge them overnight. Smart chargers can also be set to charge your car during off-peak periods, which can save you significant cash. 

Installation process


While the specific steps for installing a home charger will depend on the brand and model, broadly speaking the process plays out as follows: 

  1. Choose your charger type: A Level 1 charger will be more than enough for most households. It's also the most cost-effective option, and by choosing a smart charger you can save even more by avoiding peak rates. 
  2. Hire an electrician: All EV chargers must be installed by a qualified electrician in New Zealand. 
  3. Choose a location: Place your charger close to where you park your car. If there's no power source nearby, check the ease and cost of installation with your electrician. 
  4. Install the charger: The electrician will take care of the installation for you. 
  5. Set your smart meter: If you've chosen a charger with a smart meter, set it to charge during off-peak periods to save money on your power bill.

How much does it cost to install a home EV charger in NZ?


Most EVs come with a basic Level 1 charger. If you want to upgrade to a Level 2 or smart charger you may face extra installation costs.

In terms of installing the unit, prices can vary depending on your needs and situation: the price of installation will usually rise the further the charger is from your switchboard, for example.

Generally speaking, you can expect to pay anywhere between $500-$2000 to install your home EV charger.

Benefits of having a home charging station


A home charge station for your electric vehicle is one of the best investments an EV owner can make. A wall mount charger is the most convenient way to charge your car, as it can be placed right next to your parking spot, allowing you to plug in as soon as you get home.

By charging overnight, particularly with a smart EV charger, you can save a lot of money, by securing the necessary electricity at a cheaper off-peak rate. Even when you use more expensive fast charging, you'll still pay a fraction of what you would for petrol, but home off-peak charging can enhance these savings even more. And you don't have to wait at a charging station while your car fills up.

A home charging station is also a perfectly environmentally friendly option. You don't use fuel, and by charging overnight you also help with the load balance of the electrical grid, doing your bit to facilitate the country's green energy transition.

New Zealand-specific regulations and incentives


Both EV charger manufacturers and electricians must abide by several rules and regulations in terms of the construction and installation of EV chargers.

But beyond hiring a qualified electrician, there are few rules or regulations that you need to worry about as the homeowner. You (probably) won't need council planning permission, so you can install your charger wherever and whenever you choose.

Tips for a smooth and efficient installation process


The following tips can help to ensure that your home charger is successfully installed: 

  • Find an electrician with experience: Hire a qualified electrician who has installed electric vehicle chargers before. 
  • Carefully consider your charger type: While a Level 1 charger will do the job for most people, consider whether an investment in a Level 2 fast charger is worth it. 
  • Find a convenient location: Make sure that your charger will reach your car's charging point when it's in its normal spot.    

Looking for car insurance for your EV?


We're here to help. At AMP we offer car insurance coverage for electric vehicles. You can select your excess, choose from a range of flexible payment plans, and enjoy a lifetime guarantee on all approved repairs.

We make it easy to quote and buy online, or, if you’d like to speak with someone, get in touch with our friendly team today.

FAQs

Can a local electrician install an EV charger?

Yes, any qualified electrician can install a home EV charger.

Is it difficult to install an EV charger?

Installing an EV charger is a job for trained professionals, as there are significant safety risks if done incorrectly.

Can I install my own EV charger at home?

No, you can't install your EV charger (unless you're a qualified electrician). Doing so can create significant safety issues. You face fines from regulatory bodies, and if your installation starts a fire, it is unlikely to be covered by your insurance.


The information in this blog is of a general nature and does not constitute financial or other professional advice. Policy limits and exclusions apply - refer to the policy wording for full terms and conditions.