This calculator is intended as a guide only and does not constitute investment advice. While care has been taken to ensure the information supplied is accurate no person accepts any liability for any loss or damage arising out of the use of this calculator. Results do not reflect actual returns and are not predictions of future returns (which are subject to investment and other risks, including loss of income and principal invested). Returns are not guaranteed by any person and fees are subject to change.

Investing in the AMP KiwiSaver Scheme is subject to risk, which includes the potential for you to lose income and any amounts invested. When using this calculator, you should have regard to your particular objectives, needs and financial situation. This calculator and the results it produces is intended to be of a general nature only and is not intended to be personalised advice. If necessary we recommend that you seek appropriate professional or financial advice before acting on any of the results provided by this calculator. A disclosure statement is available from your adviser, on request and free of charge.

The AMP KiwiSaver Scheme Retirement calculator can show you :

• Your estimated savings (after fees and taxes) you may have in your KiwiSaver account at your selected retirement age using your inputs and the 'Assumptions' listed below,
• An estimate of your annual income (after fees and taxes) your estimated savings (and NZ Super) may provide you in retirement. NZ Super is by default included in your annual projected income, you can remove NZ Super under 'Other savings/assets' in advanced options,
• A forecast of a deposit that you may be able to save in KiwiSaver for your first home.

It has been designed for New Zealand conditions only.