You deserve better than average


Take control of your KiwiSaver today and start seeing better growth.

Source: Morningstar monthly KiwiSaver Survey as at 31 August 2025*

Strong returns + low fees


Our AMP Growth Fund has delivered 11.6% in 3-year returns as at 31 August 2025, consistently beating the average investment returns for KiwiSaver funds in the same category across 1, 3, and 5-year returns, a strong result since we changed our investment approach. What's more, our fees are low and we don't charge extra performance fees for strong returns. 

This means you get strong returns and lower costs without sacrificing your commitment to sustainability. 

View our KiwiSaver performance here

PRO TIP:


Expert guidance can boost your KiwiSaver returns by hundreds of thousands of dollars**. How? An adviser will make sure you are in the right fund and are investing just right for you by coming up with a personalised plan for your age and stage of life.

Trusted by our customers with $7.1 billion in KiwiSaver funds.

Feel secure with your future, just like over 142,000 other Kiwis have.

Since 1854, we've been helping everyday NZ’ers just like you.

Ready to make the most of your KiwiSaver?
Book a 30-min chat with one of our NZ-based advisers.

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* Source: Morningstar monthly KiwiSaver Report as at 31 August 2025 (excluding MAS KiwiSaver Scheme). All returns shown are after fees (except any membership fees charged in dollars, AMP charges $23.40p.a.).
Investing involves risk. No person or entity guarantees the performance or any investment of the AMP KiwiSaver Scheme, AMP Managed Funds, or New Zealand Retirement Trust (“NZRT”), including the returns on that investment. The minimum suggested investment timeframe for the AMP KiwiSaver Scheme Growth Fund is more than 3 years. 

** Research Source: FSC - Money & You - August 2020.
AMP KiwiSaver Data Sources: AMP KiwiSaver Scheme Annual Report for the year ended 31 March 2025. Our strong results are a reflection of many things, including how we invest your money.  We focus on providing simple, low-cost index funds designed to deliver consistent, long-term returns regardless of short-term ups and downs. We appreciate the trust you place in us as your investment provider, and with over $11 billion under management, it’s a responsibility we take seriously.